Washington VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes — all in one place.
Downloadable PDFs
- The WA VA Loan Playbook — 30+ page comprehensive guide to using VA financing in Washington. Covers eligibility, calculations, WA-specific advantages (the disabled-Veteran exemption, Down Payment Assistance (DPA)), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- WA Veteran Money-Saving Guide — quarterly-updated 20-page guide to WA + federal Veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price — base + rank → max WA home price with WA summer utility reality
- Funding Fee Calculator — first use vs subsequent + disability waiver
- PITI Payment Calculator — full monthly with WA county property tax + insurance + HOA
- Max $0-Down Purchase Calculator — income → max VA home price at 41% DTI guideline
- Disabled Veteran Tax Savings Calculator — disabled Veteran property tax exemption $ savings
- IRRRL Recoupment Calculator — 36-month VA rule pass/fail
- Disability Gross-Up Calculator — 25% boost to qualifying income
- Residual Income Calculator — VA's West region 2026 thresholds
- All calculators in one place
Core WA VA loan guides
- Home — site index + base routing
- Eligibility — COE, service requirements, entitlement
- 2026 WA Loan Limits — all 15 counties + jumbo
- Washington disabled-Veteran property tax exemption — income-qualified relief
- Funding Fee + Waiver — 10%+ disability waiver
- IRRRL Streamline Refi
- First-Time VA Buyer
- Assumable VA Loans
WA-specialist content (zero-national-coverage)
- WA DPA + VA pairing — how WSHFC assistance pairs with a VA loan
- VA Construction Loans in WA — single-close vs two-close + WA builder list
- Retiring in Washington — no state income tax + VAMC access
- Tribal Lands + NADL — 29 WA tribes + Native American Direct Loan
- Master-planned community VA approval — VA approval help for Washington communities
- Wildfire + earthquake insurance reality — eastern WA / Cascade WUI + Cascadia
- Puget Sound vs Kitsap-Whidbey vs Spokane — WA metro comparison
- First-time VA buyer guide — PCS timing + offer tactics
- WA Retiring Veteran Guide — top-3 US retirement state for Veterans
- VA Loan Glossary — 75+ WA-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- JBLM — Army I Corps + Air Force airlift, Tacoma/Lakewood
- Naval Base Kitsap — submarines + shipyard, Bremerton/Silverdale
- NAS Whidbey Island — EA-18G Growler, Oak Harbor
- Fairchild AFB — Air Force KC-135 air refueling, Spokane
City guides
Veteran discounts
- Statewide WA Veteran discounts — state programs + federal benefits + national chains
- Seattle metro discounts
- Tacoma area discounts
- Washington Veteran discounts & benefits
Free services
- WA VA Credit Tune-Up — free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check — 3-step intake, no credit pull
Connect with Mike
- About Mike — credentials, NMLS, philosophy
- Contact — phone, email, contact form
- For Real Estate Agents — Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access — verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov) — official VA loan documentation
- WA Department of Veterans' Services — state Veteran programs
- WSHFC down payment assistance — Home Advantage, Veterans DPA, House Key
- WSHFC Veterans Downpayment Assistance — deferred second, up to $10,000