Bases: JBLM · Kitsap · Whidbey · Fairchild · $0 down VA · Washington disabled-Veteran property tax relief · Call Mike (480) 296-6513

Washington VA Loan, BAH Calculator

Pick your base, pick your rank, see what home your 2026 BAH actually covers, including the WA summer utility reality national lenders skip.

By Mike Certo, NMLS #260555:

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Your Situation

Your Base & Rank
Estimated 2026 BAH: $2,556 / month (confirm your exact rate)
The Home
Western WA peaks in winter (heat); Spokane-area summers add real A/C cost. Utilities change what BAH covers.
Planning assumption only, enter any number. This is not a quote, an offer, or an advertised rate.
Tehaleh / DuPont / Olympia master-planned typically $80-180/mo. Older neighborhoods often $0.

Your Result

Pick your base and rank to see your number.

2026 BAH rates from DoD published rates effective Jan 1, 2026. Property tax estimates use 2026 effective rates by WA county. Utility estimates are Washington-typical ranges (winter heating + summer cooling); your actual will vary by home size and habits. Funding fee per VA Lenders Handbook 2026, waived for 10%+ disability. Calculator is educational, not a loan commitment. Mike Certo NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender.