Program figures verified July 2026. Details change; confirm your scenario with us.
Your inputs
Your residual income
$0
monthly residual · required: $0
| Net monthly income | $0 |
|---|---|
| Minus PITI | $0 |
| Minus utility estimate (0.14% loan) | $0 |
| Minus other debts | $0 |
| Minus child care + other | $0 |
| Residual income | $0 |
| Required (West region, family size) | $0 |
VA West Region 2026 residual income requirements (loans ≥ $80K):
Family 1: $491 · Family 2: $823 · Family 3: $990 · Family 4: $1,117 · Family 5: $1,158 · +$80 per add'l member.
WA falls in the West region. Loans under $80K use lower thresholds. Where you buy shifts the math too, our Puget Sound, Kitsap, and Spokane metro breakdown lays out BAH and prices by area.
Talk to an WA VA loan specialist about your numbers
Have a question about what this calculator showed you? Mike Certo (Cornerstone First Mortgage, Nationwide Mortgage Licensing System (NMLS) #260555) reviews every result personally. No commitment, no pressure.
Estimates only. Not a commitment to lend. Actual VA loan terms depend on full underwriting including credit, income, assets, property appraisal, residual income, and VA entitlement. Mike Certo · Cornerstone First Mortgage NMLS #173855 · Mike Certo NMLS #260555. Equal Housing Lender.